Insurance Recovery and Counseling
Barnes & Thornburg is one of few national law firms that focuses on policyholder representation and advocacy. We have guided policyholders through disputes in and out of court and from coast to coast. We have secured billions of dollars of insurance coverage for our clients.
Deep Experience With Lines of Coverage and Insurance Products
Our team handles disputes across many lines of coverage and specialized insurance products, including:
- Business Interruption
- Commercial General Liability
- Cyber and Media Liability
- Directors & Officers Liability
- Employment Practices Liability
- Environmental and Pollution Liability
- Fidelity Bonds
- Fiduciary Liability
- First-Party Property
- Marine Cargo/Stock Throughput
- Product Liability
- Professional Liability
- Reps and Warranties
- Trade Credit
Representation at Every Stage of an Insurance Claim
We understand the stress caused by an insured loss or lawsuit, so we work with each client to set a budget and strategy that fits their specific objectives. We understand the claim process and work to obtain partial or interim payments from insurers, where possible, even where coverage disputes may exist on some items or issues. Our goal is to get you up and running and to protect your balance sheet as much as possible.
Trial-Ready Representation
We are trial lawyers at the core. If your insurance company refuses to pay, our team is well-prepared to go to trial. Barnes & Thornburg has experienced trial lawyers and support services, such as our ThemeVision jury research and strategy team, to build and present your case to a judge or jury at trial. We also have conducted appraisals and arbitrations for our insurance clients where that is required or more cost-effective.
Pre-Loss Advisory & Transactional Work
Our representation does not begin when a loss occurs. We work with clients well before a claim arises — conducting insurance policy audits, reviewing master service agreements and other contracts for insurance implications, and advising on coverage gaps during the procurement and renewal process. In the context of mergers, acquisitions, and other business transactions, we perform thorough insurance due diligence to identify risks and ensure continuity of coverage. This proactive approach helps clients avoid disputes before they start and positions them to recover fully when losses do occur.
Our Clients
Our clients include some of the largest policyholders doing business today, ranging from Fortune 100 companies to small, privately held businesses. We have negotiated or litigated against nearly every major insurance company in disputes involving nearly every type of property or liability insurance coverage. We have helped clients navigate disputes with their insurance companies in jurisdictions across the United States.
We know the terrain and, at the end of the day, our goal is to maximize your insurance coverage, safeguard your rights, and protect your bottom line.