Welfare Benefit Plans

In addition to health benefits, our attorneys assist clients in designing and implementing a wide variety of welfare benefits, including life insurance, long term disability coverage, disability benefits, dental and vision coverage, and flexible benefits associated with Section 125 or -cafeteria- plan. In advising clients, we routinely provide the following types of services:

• Group health plan drafting, interpretation and administration
• Section 125 plan guidance
• Health Savings Accounts, Health Reimbursement Accounts and other consumer directed arrangements
• Wraparound benefit plan drafting
• Employee communications
• Consolidated Omnibus Budget Reconciliation Act (COBRA)
• HIPAA privacy and security