COVID-19 and Business Interruption Insurance

As the coronavirus pandemic wreaks havoc on nearly every sector of the economy, businesses across the country look to their commercial property insurance policies for desperately needed coverage. To date, however, insurers have staked out a hardline position: Standard commercial property policies do not cover any losses related to the pandemic. In response, many policyholders hit hardest by the pandemic – e.g., restaurants, bars, hotels and casinos – are filing lawsuits against their insurers to secure coverage for their lost revenue.