Should You Rely on Your Insurance Agent to Tell Insurance Company About a New Claim?

Do not assume that a phone call to your insurance agent or broker is sufficient to notify your insurance company of a claim. Most insurance agents and brokers are conscientious and good at what they do. But mistakes do happen. And if your agent fails to notify some or all of the insurance companies that may owe you coverage for a claim, you may lose the coverage you paid for because of a delay in notification. Make sure to see written confirmation that each claim has been tendered to all insurance companies who may owe coverage for that claim.