Inadvertent Construction Defects Are an ‘Occurrence’ Under the CGL Insurance Policy
Will Illinois Ever Clean Up Its Mess?
Authors

Whether property damage caused by defective construction work constitutes an accidental “occurrence” under the standard form Commercial General Liability (CGL) insurance policy is now highly dependent on which state’s law applies. Determining which state’s law applies to a particular construction defect claim is therefore critical and often outcome determinative.
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