Annette England's practice includes a broad range of business, consumer, commercial, bankruptcy, and creditors' rights issues.
Annette regularly handles sophisticated high-exposure cases, defending multinational banks, national loan originators and servicers against claims arising under federal and state consumer protection statutes, including the Fair Credit Reporting Act (FCRA), Telephone Consumer Protection Act (TCPA), Real Estate Settlement Procedures Act (RESPA), Fair Debt Collection Practices Act (FDCPA), and Truth in Lending Act (TILA).
Annette represents secured and unsecured creditors in bankruptcy cases and adversary proceedings, real estate foreclosures, repossessions, prosecution of commercial collection actions, consumer protection statutes, landlord/tenant litigation, and mechanic’s lien foreclosures, as well as with workouts and loan restructurings. Annette also represents financial institutions in cases involving commercial lending disputes, priority of security interests, commercial loan workout litigation and defense of mortgage fraud claims. She also represents receivers in commercial foreclosures and numerous special servicers throughout the United States.
Annette provides counsel during internal and government investigations, represents business clients in commercial and civil litigation, and regularly litigates breach of contract claims. In addition to her extensive litigation practice, Annette also advises clients on purchasing and procurement issues as well as assisting clients with the drafting and negotiation of contracts.
Prior to joining Barnes & Thornburg, Annette was a Deputy Attorney General in Administrative/Regulatory Litigation and General Collections Litigation for the Indiana Attorney General's Office. There, she was responsible for representing various state agencies in virtually all aspects of the litigation process.
Professional and Community Involvement
Member, American Bankruptcy Institute
Volunteer, IndyBar's Ask a Lawyer Program