GSE and FHA Financing
Barnes & Thornburg’s attorneys are national leaders in financing transactions involving Government-Sponsored Enterprises (GSEs) and Federal Housing Administration (FHA) mortgage insurance.
GSE-Related Financing
Our housing finance lawyers have counseled leading national real estate finance and investment companies, lenders, borrowers, and other market participants nationwide on all aspects of Fannie Mae and Freddie Mac financing for multifamily housing and senior living facilities, as well as related compliance and servicing matters.
Our attorneys can handle the full range of conventional mortgage and bond financings, including acquisition, rehabilitation, refunding, and forward-commitment new construction loans. We also assist clients with loan assumptions, distressed asset matters, and default resolution.
FHA-Insured Financing
Our attorneys’ experience includes acquisition, rehabilitation, and new construction loans; tax-exempt bond financings credit-enhanced by HUD insurance; GNMA mortgage-backed securities; IRP decoupling transactions; and transfer of physical assets applications. We advise clients across virtually all HUD multifamily programs and address the tax, securities, environmental, and regulatory issues that accompany HUD transactions.
Our team also has assisted lenders in obtaining HUD mortgagee and MAP approvals to originate HUD-insured loans. It has helped clients respond to audit reports, pre-penalty determinations, and other adverse findings, advises on servicing issues, and negotiates loan and servicing portfolio sales. We regularly conduct due diligence reviews and maintain effective working relationships with HUD headquarters and local office personnel.