Insurance and Hurricane Ian, Part 1: After the Storm, Are You Prepared to Litigate Against Your Insurance Company?

Highlights
Put your insurance company on notice immediately of any claim or potential claim related to storm damage, such as from Hurricane Ian
Take time to locate and review your insurance policies now
Expect the insurance company to play games and delay adjusting and paying the claim. Analyze all communications from your insurance carrier carefully and do not agree to their adjustment of the claim without fully understanding their methodology and logic
Hurricane Ian left a wake of catastrophic damage across Florida. Policyholders in southwest Florida and beyond will be looking to their insurance companies to pay their claims. Insurance companies will respond to the wave of claims by looking for ways to deny or limit coverage under the insurance policies for which they already accepted premiums.
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